Terms of Service

1. The Service

MasjidPay is a digital giving platform operated by Code Smart Web Limited. Our service provides Masjids and Islamic Centers with tools to collect Sadaqah, Zakat, and Lillah via QR codes, manage multilingual donor interfaces, and generate Gift Aid reports.

2. Fees and Payments

MasjidPay operates on a transparent "pay-as-you-go" model. There are no setup or monthly subscription fees.

• Platform Fee: We charge a 2.0% platform fee per transaction.
• Processing Fees: Third-party payment processing fees (Stripe) apply separately at their standard rates.
• Deduction: All fees are automatically deducted from the contribution before it reaches the Masjid bank account.

3. Fund Handling (Amanah)

MasjidPay uses Stripe Connect to facilitate payments. We treat the handling of community funds with the utmost integrity (Amanah). We never hold your funds. Money flows directly from the donor to the Masjid’s Stripe account and is subsequently transferred to the Masjid’s registered bank account. Masjids must comply with Stripe's Terms of Service to use our platform.

4. Gift Aid Responsibility

While MasjidPay provides reports to assist in Gift Aid claims, the Masjid/Islamic Center remains the "Charity" in the eyes of HMRC. The organization is solely responsible for:

• Verifying the accuracy of the Gift Aid claims submitted to HMRC.
• Ensuring they have a valid Gift Aid registration with the UK government.
• Maintaining records as required by HMRC for the mandated period (typically 6 years).

5. Multilingual Support

Our platform provides interfaces in both English and Polish to serve diverse communities. While we strive for accuracy in translation, the Masjid administration should review the localized content provided to their community.

6. Limitation of Liability

Code Smart Web Limited shall not be liable for any indirect, incidental, or consequential damages arising out of the use of the service. We do not guarantee uninterrupted service, though we maintain a 99.9% uptime goal to ensure your Masjid can collect Sadaqah at all times.

7. Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.